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Don’t sign that mortgage renewal!

Is your mortgage coming up for renewal? Don’t be too quick to sign that mortgage renewal letter. More than 70 per cent of Canadian mortgage holders do just that, and what is the usual result? A higher rate and a mortgage product that might not be best suited to their interests. Experience has shown that […] Read More...

Tips for repeat homebuyers

As your life changes, so does your home owning needs. The home that was “right” for you when you were a first-time buyer may no longer be “right” for you now. This means, it is time to re-evaluate your priorities and needs as you prepare to become a repeat buyer. The home buying process will […] Read More...

Great news for our newly Self-Employed clients

Canadian Mortgage and Housing Corporation (CMHC) has launched a new program for self employed borrowers who are less than 2 Years Self Employed but have experience in their field. This is great news for any client that has recently decided to branch out on their own. In the past, the age old saying in banking […] Read More...

Ten Rules for the Ideal Credit History!

On a daily basis I face credit related issues. People tend to make the same mistakes over and over. I already touched upon this topic during my workshops, wrote about this on my blog and published real life cases. It is crucial to be aware of all factors influencing a credit history as information changes […] Read More...

Rule of Thumb

The most typical question a mortgage broker is asked is “How much am I qualified for?”. This question is becoming increasingly difficult to answer without an in depth look at your financial picture. The government stress test and increasing interest rates often means your limits today are different tomorrow. Since this question is asked so […] Read More...

How can you protect your house from being taken by fraud?

The purchase of a property is a huge occasion for every home buyer and is, unfortunately, very stressful. It is important that the transaction closes smoothly, however equally important is to ensure that you do not fall victim to fraud. Recently real-estate fraud has been increasing rapidly, especially in regards to illegal activities in the […] Read More...

Why the “Best” Rate is not always the “Lowest” Rate

It is easy to confuse the “best” rate for “lowest” rate in the current mortgage climate in Canada. To do this though, would be a huge mistake. As experts who know the importance of providing our clients with the information they need to make confident, educated decisions about their finances, we can’t stress this enough. […] Read More...

Why you should check your credit score

Your credit score may be the most important number in terms of your financial wellness. However, did you know that the average person isn’t aware of what their current credit score is or how it even works? Let’s be honest, it probably isn’t something that pops into your daily conversations or conscious mind even. If […] Read More...

Top 10 things first-time home buyers need to know

Are you a young house hunter? If so, it’s time to get your finances in real estate. If you are financially ready? Here are 10 key questions: 1) When should you start preparing? Get what you need. It could be a question. If you’re trying to get a little bit more than 12 months in […] Read More...

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